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What is a mortgage escrow account?
If you didn't put more than 20% down on your home you likely had to escrow your taxes and insurance to make your lender happy. Every year your lender will review your escrow account that was established when you closed on your home or property. If needed they'll send you a bill every year to cover any amount paid on your behalf. Even though we cant stop taxes and insurance costs from going and up and down, we can manage how it affects our lives. Hopefully these escrow account tips help put you in a power position.